Health insurance additional contributions change is worthwhile

Supplementary contributions of the health insurances: Insured persons could save up to 522 euro in the year with a health insurance change.

(02.08.2010) Numerous statutory health insurance companies charge additional contributions from their members. Contributors, however, could save up to € 522 a year if they change their cash register. Because in some cases, the health insurance already raise a monthly additional contribution of up to 37.50 euros. The association "Money and Consumers (GVI)" referred to this.

The amount of the insured contribution of about 15.5 percent (from 2011) calculated from the gross salary is always the same. But the differences are clearly noticeable in the additional contributions. While some health insurance companies charge no additional contributions and even pay premiums, others demand eight euros and some health insurance even up to 37.50 euros per month in additional contributions. The situation of some health insurance companies can be described as ailing, therefore these statutory health insurance companies levy additional contributions from their insured persons.

If a health insurance company raises an additional contribution, insured persons can make use of their special right of termination within two months. However, the association "GVI" points out that it should be checked in advance which health insurance company offers which services and which health insurance fund requires additional contributions. It is also important to check whether one or the other health insurance has already announced an additional contribution for the coming year. Because otherwise you quickly get into the situation that the change was basically ineffective.

Many health insurance companies also offer their members special medical benefits. These can vary greatly in the offer. These include homeopathy, subsidies for rehabilitation cures or the cost of acupuncture treatments. the consumer association therefore offers willing to change a free comparison calculator, with which the benefits and additional contributions can be compared. (Sb)

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