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Techniker Kasse pays its members 250 euros for an Apple Watch
Up to 250 euros premium
Around 400 euros costs an Apple Watch. The half will now pay the technicians health insurance their insured. Not only the Apple Watch but also wearables and fitness trackers were added to the official bonus program. While the AOK wants to pay only 50 euros, puts the TK on it. 250 euros are available for active members.
Up to 250 euros from the Techniker Krankenkasse for an Apple Watch. Image: Gstudio Group - fotolia But before you can enjoy, about seven measures to promote your own health must be fulfilled. These include medical check-ups and health courses. If you can not or do not want to implement all seven measures, you will still receive a bonus. This is based on the completed courses or examinations. "The data collected by the Apple Watch must not provide the insured," says a spokesman for the health insurance.
These are the tasks:
Early detection and prevention
Skin cancer screening (once every two years)
Cancer screening (women over 20 years and men over 45 years)
or breast cancer screening (women over 30 years)
Health check-up (every two years, from 35 years)
Colorectal cancer screening (50 to 54 years rapid test once a year;
from 55 years quick test every two years or colonoscopy every 10 years)
dental care
Maternity services
Course for birth preparation or recovery gymnastics
Health courses according to § 20 SGB V
Move
Healthy diet or weight loss
Stress management or relaxation
Drug use
TC health coaching (only for one of the topics listed here)
Fitness or walking
nutrition
anti stress
Do not smoke
sport and health
vaccination
Active membership in a sports club, gym or in company / university sports
Sportabzeichen
Sports events
The prerequisite is that the events are conducted under qualified management. As evidence of your participation, the stamp of the authorized instructor is valid. For Volks- / Stadtläufe, your finisher certificate is counted by the organizer.
The interest of the health insurance has different reasons. On the one hand, the cash register increases its attractiveness and can also advertise new members with such bonus programs. On the other hand, it supports the insured, who are thus encouraged to exercise more and are motivated. In this way, costs for treatments can be saved in the future if the members exercise more and live healthier lives. In the future, however, the health insurance companies plan to store the health data. Initial insurance companies, such as Generali, plan to introduce models that capture exercise and lifestyle data. In addition, the South African insurer Discovery has announced a business collaboration with Apple.
For Apple, the subsidy from the German health insurance is certainly quite convenient. According to a report by the "Wall Street Journal", the previous sales of the Apple Watch left a lot to be desired. Apple has not yet released figures on sales of the smartwatch. For a long time, new technologies and apps for amateur athletes have been in vogue. According to a recent representative survey by IT industry association Bitkom, six out of ten recreational athletes use high-tech equipment during training or competition. Smartphone, heart rate monitor and step and calorie counter are therefore the most popular sports companions. But also MP3 players, action cameras, conventional mobile phones and smart watches are used. Timm Lutter from Bitkom explained: "Technical devices can motivate and help to optimize the training. That's why they are as natural to many recreational athletes as the right running shoe or bicycle helmet. "
Of course, Apple plans a dovetailing of technology and health insurers. So Apple CEO Tim Cook said that he assumes a subsidy from the health insurance. This would make the sports watch significantly more affordable. (Sb)