Financial test dental insurance always better

Financial test: dental supplements are getting better. According to a comparison by the journal Finanztest in the May issue, the supplementary supplements and their benefits are getting better and better. After that, compared to the last test one and a half years ago, the number of as „very well“ graded supplementary dental insurance increased from formerly three to 16.

(21.04.2010) Finanztest compared 110 offers with significant differences in contributions and benefits. A large part of the tariffs are for dentures, for which the normal health insurance only gives the fixed subsidy, and usually includes crowns, prostheses and bridges. For implants and inlays, you should be careful that they are with you. Everything else is normal cash benefits. At least 50 percent of the costs incurred should be covered by the supplementary insurance - but you can also get up to 90 percent. For additional benefit assumptions, additional tariffs for tooth preservation are offered for individual insurances.

Most dental insurance companies have a waiting period of eight months to pay for dental treatment costs. Basically, the younger you are, the less you pay. The statutory health insurance also offers supplementary insurance for clients. Since the cash registers but not all, but only selected tariffs have as a cooperation partner, it is worthwhile to look further and compare all offers. (TF)

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