DAK pays 15 million premium to insured persons

Insured persons receive millions of premiums from DAK-Gesundheit

08/02/2014

More and more insured are rewarded by health insurance for health-conscious behavior. In view of their comfortable financial situation, some public health insurance companies have decided to distribute special bonuses to their members. There are also bonus programs at DAK-Gesundheit, from which the insured can benefit. According to the latest DAK announcement, 700,000 insured have already participated in the programs. For the year 2013 alone, the insurance will be them „Pay out premiums of 15 million euros.“

The millions of surpluses in recent years have made some innovative changes to the statutory health insurance. In many cases, insured persons are repaid contributions if they participate in certain bonus programs. The financial incentives they are encouraged to a health-conscious lifestyle and the cashier saves in the future ideally own costs, as the insured are less likely to get sick.

Popular bonus program for families
According to the DAK is the program „Healthy active bonus“ especially popular for families. More than 550,000 insured people participate in this bonus program, which distributes cash premiums for active health promotion and sports benefits for all family members. Compared to the previous year, the number of participants has risen by 25,000, reports the DAK and the DAK CEO Professor Herber Rebscher added: „This plus shows just how young families use our offer.“ Altogether, about nine million euros had been paid by the DAK Health in 2013 to the participants of the program. „Our customers get back to the service and service offer also cash“, so the conclusion of the chairman of the board.

If you do not get sick, you get money back
In its press release, the DAK explains that families through the combination of bonus programs „Healthy active bonus“ and „DAKpro Balance“ receive up to 600 euros in premiums per year. The program „DAKpro Balance“ last year had about 93,000 participants. They were for one „healthy lifestyle and proof of preventive examinations additional premiums totaling 3.8 million euros“ distributed, reports the DAK. In particular, younger people would also use the so-called deductible tariffs, in which the insured ones themselves carry possible medical expenses up to a certain amount. If they do not get sick, they will get money back. Here, in 2013, a total of 2.8 million euros flowed. Furthermore, be „The specially developed for children and adolescents „Junior Active Bonus“ with so far 62,000 participants“ very popular.

Insured persons benefit twice
The model of the bonus programs is from the point of view of health insurance quite a success story. „With our bonus programs, we deliberately aim to provide financial incentives for a healthy lifestyle“, what doubles for the insured, stressed the DAK CEO. You benefit „with health and premium payments“, continues Rebscher. The bonus programs of the DAK occupied in a current cash comparison of the magazine „Focus Money“ multiple top positions. That's the program „Healthy active bonus“ according to DAK as the best bonus program for families and the „Junior Active Bonus“ named as the best bonus program for teenagers. (Fp)